ApplePie Capital provides sustainable capital for growth

A case study of multi-unit franchisee John Haley, San Antonio, TX

New Unit Buildout

  • Build-out expenses
  • Equipment
  • Working Capital

Custom Lending Package

  • $455,000 fixed rate loan
  • 6-month interest only period


  • Efficient funding process
  • Simple application and funding

John Haley was ahead of the game when he thought about opening a franchise. He had been deeply involved in the restaurant business since he was a young man, having worked at his family’s restaurant and later opening his own restaurant. As these businesses became second nature to him, he was ready for a new challenge. He was considering a handful of franchise brands when he received a recommendation from a friend who already owned a Jimmy John’s.

“The application process with ApplePie was fantastic. My business partners are located in different cities and we were able to upload our materials and e-sign all documents online, which made the entire process efficient and more importantly, predictable.”
John Haley
Jimmy John’s multi-unit franchisee

After speaking with Jimmy John’s management, John decided the brand was a perfect fit. Everything that followed echoed that instinct. Of the many aspects John appreciated about the Jimmy John’s brand, what has made the difference is how everything remains true to the original recipe. Jimmy John still owns the majority of the company and remains high touch with every ingredient, business decision and franchise operation. 

When it came to financing, John was able to fund his first several stores with SBA loans. However, before his next loan, the bank he was working with wanted to see a longer track record with his current locations. 

Since he had already signed the lease on his next location, John needed a solution quickly. He was introduced to ApplePie through a connection within the Jimmy John’s brand. In John’s words, “ApplePie was a breath of fresh air.” He received a funding commitment within a few days and shortly after, the funds he needed to open the location on time.

John plans to open another Jimmy John’s within the next year next to the University of Texas, San Antonio campus, which will serve thirty five thousand students. “As a growing multi-unit franchisee, I need a financial partner that I can depend on,” said John. “I look forward to working with ApplePie to fund my next location.”

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